Medicare Supplement

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and those with End-Stage Renal Disease.

Medicare covers many health care services and supplies, but there are many "gaps" it doesn't cover.

Medicare has:
Part A Hospital Insurance
Part B Medical Insurance
Part C Medicare Advantage Plans
Part D Medicare Prescription Drug Coverage

If you are researching your options to help cover the "gaps" in Medicare, I can help!

If you have the Original Medicare Plan, you may want to buy a Medicare Supplement to help cover your out-of-pocket costs. Generally, you must have Part A and Part B to buy a Medigap policy. Medicare Advantage Plans are another way to get Medicare benefits. These plans are health plan options approved by Medicare and run by private companies. These plans sometimes provide extra benefits that aren't included under the Original Medicare Plan.

Medicare also offers prescription drug coverage for everyone with Medicare. Medicare Drug plans are run by insurance companies and other private companies approved by Medicare. There are two ways to get Medicare prescription drug coverage; Join a Medicare Prescription Drug Plan or join a Medicare Advantage Plan.

This is often an overwhelming topic at a very exciting time in most people’s lives. It is a time of change and sometimes uncertainty. I can help you through the decision of which plan is best for you and answer your questions about Medicare.

Coverage

LONG-TERM CARE

Long Term Care (LTC) is different from medical care. It refers to a wide range of supportive personal and social services needed by people who are unable to care for themselves for an extended period of time. This may be caused by accident, illness or frailty.

Medicare Supplement

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and those with End-Stage Renal Disease. Medicare covers many health care services and supplies, but there are many "gaps" it doesn't cover


Contact

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Spokane, WA 99203
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